![]() However, every year millions of Americans use the emergency room for routine medical care. It may seem obvious, but emergency rooms are not the place for routine care. In some cases, such as a stroke or heart attack, delays in treatment often lead to more serious consequences. If you feel it’s an emergency, act quickly – don’t hesitate. Or call the 1-800 number on the back of your member card. You can also find in-network doctors and hospitals with our provider directory. Need help finding a physician? Read our Five Tips for Choosing a New Primary Care Physician. It’s one of the main benefits of having a physician who knows you.” Your physician’s office or on-call service is trained to guide you through these events. Don’t hesitate when it comes to calling your personal physician in urgent care situations. “You should be able to talk to your personal physician about anything. According to Gutshall, if you don’t have a personal physician, make it a priority to find one. Tim Gutshall, family physician and chief medical officer at Wellmark Blue Cross and Blue Shield. Having a relationship with a personal physician is the most important thing you can do for your health,” says Dr. You can also find additional suggestions on how to choose where to go to seek treatment for common health problems on. Below, The Blues® offer some guidance on how to determine the right destination for your treatment needs. There are three places available for you to seek care: your physician’s office, an urgent-care or walk-in clinic, or the emergency room. (You can find out more about your coverage by calling the number on the back of your member card or by visiting your BCBS company website.) ![]() We know you don’t expect to get sick, or anticipate an accidental injury or life-threatening health event, but when an ailment strikes knowing where to go can help relieve some of the worry and stress. The answer is putting your insurance to use. Rates for union-represented employees are subject to ongoing collective bargaining as appropriate.When If you’re one of the millions of Americans with a new Blue Cross Blue Shield health insurance plan, congratulations! You’ve successfully enrolled with the oldest and largest health insurance network in America and can enjoy the security of unparalleled access to quality, affordable healthcare. You and/or your family members live outside CaliforniaĢ024 retiree plan costs chart » Faculty and staff Pay Band (full-time salary rate).You want coverage when you are traveling or living abroad.You want no deductible and fixed copay for using providers in the UC Select network.You want direct access to most providers without a referral.Anthem Blue Cross will administer claims.Anthem Preferred: $7,600/individual $14,200 family.There is one combined out-of-pocket maximum for medical, behavioral health and pharmacy expenses. If you reach the annual maximum, the plan pays 100% of your covered medical costs for the rest of the year. ![]() Annual out-of-pocket maximums limit what you pay.Some services may require prior authorization. You can see any behavioral health provider you choose, but you’ll pay less and receive higher benefit coverage when you see an in-network provider. Behavioral health benefits are provided through Anthem Blue Cross.There is a $750 deductible for individual coverage and a $1,750 deductible for a family of three or more. Or, you can choose a non-preferred or out-of-network provider and pay 50% of the cost.The Anthem Preferred network has a $500 deductible for individual coverage and a $1,000 deductible for a family of three or more. You also can choose a medical provider in the Anthem Preferred network and pay 30% of the cost of service after the deductible has been met.You pay set copayments for covered services and there’s no deductible when you use providers in the UC Select network (available only in California).You have two options for in-network care:.You may choose any doctor or care facility, worldwide.Coinsurance will be eliminated for in-network vasectomy services.FDA-approved over-the-counter contraceptive drugs and devices will have $0 cost-share and no prescription requirement.Make sure to compare your options to ensure you're in the right plan for you. Monthly contributions are increasing by 20-25% from last year.See updated information about coverage for COVID tests. You also have coverage for non-network providers. You can get care from most UC physicians and medical centers as well as the Anthem Preferred network of providers - the choice is yours. ![]() UC Care is a PPO plan created just for UC. Administered by Anthem Blue Cross (medical) and Navitus (pharmacy) supported by Accolade Health Care Advocate
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